Why don't you borrow some? Do you have a friend who might lend you some?
那为什么不去借点首饰呢?你有没有朋友可以借给你首饰呢?
Pierre and I borrowed the money and bought the necklace. During the next ten years we both worked day and night to pay back the money we had borrowed. That's why I now look so old. Well, after all these years we've at last paid back all the money.