I was quite surprised when I read in your letter that you had decided not to finish your studies at the university.
当我在你的信中看到你已决定终止大学学业时感到很是惊讶。
In this case, you'd probably construct a portfolio with some shares(but not high risk ones), along with gilts, cash deposits,
在这种情况下,你大概想制定出一份包括某些股份(但不是风险很大的股份)的投资组合,同时还有高度可靠的证券、现金储蓄,